Ten Commandments of Buying a Home
I Thou shalt not change jobs, become self‐employed or quit your job
II Thou shalt not buy a car, truck or van (or you may be living in it)
III Thou shalt not use charge cards excessively or let your accounts fall behind
IV Thou shalt not spend money you have set aside for closing
V Thou shalt not omit debts or liabilities from your loan application
VI Thou shalt not buy furniture
VII Thou shalt not originate any kinds of inquiries into your credit
VIII Thou shalt not make large deposits without first checking with your loan officer
IX Thou shalt not change bank accounts
X Thou shalt not co‐sign a loan for anyone (with permission)
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